Broker Check
Michelle Tolmoff

Michelle Tolmoff believes in a holistic approach to financial planning, emphasizing the importance of listening and building relationships to navigate individuals, families, and businesses through their financial journeys. Since entering the financial services sector in 2004, Michelle has dedicated herself to understanding her clients' unique situations before offering guidance, ensuring their financial paths are clear and on track.

Originally from Connecticut, Michelle moved to the Tampa Bay area in 2014 and joined GTE Investment Group. She holds a Bachelor of Science in Economics and Finance from the University of Hartford and an MBA from The University of Phoenix.

Michelle is a mother to two teenage boys and loves traveling and road trips with her family.

Meet Michelle, your local GTE Investment Group Wealth Advisor


Michelle & the GTE Investment Group are here to help you!

In today’s economy, a lot of unpredictable things can happen. If you experience a financial change: job, retirement, marital, family, or business GTE Investment Group  is a resource you can count on. Michelle Tolmoff is your local GTE Investment Group Wealth Advisor and is ready to assist you with any of your Wealth Management needs, including:

  • Retirement Planning
    • 401K Rollovers
    • Pension Plan options
    • IRAs
    • Social Security
    • RMD and Distribution Assistance
    • Income Planning
    • Long Term Care Insurance
  • Inheritance and Settlement Guidance
  • Divorce/QDRO
  • Help Navigating Secure Act 2.0
  • Estate Planning
    • Wealth Transfer
    • Life Insurance
  • Tax Efficiency
  • Relocation/New Resident State
  • College Savings Options
  • Business Owners
    • Succession Planning
    • Retirement Plans (401k, Simple, SEP)
    • Employee Education
    • Buy/Sell Agreements
    • Key Employee Life Insurance

Before deciding whether to retain assets in a 401(k) or roll over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Please view the Investor Alerts section of the FINRA website for additional information.

For a comprehensive review of your personal situation, always consult your legal advisor. Neither Cetera Investment Services LLC, nor any of its representatives may give legal advice.

To schedule a no cost, no obligation financial consultation with Michelle Tolmoff, call 813.414.6152 or email her at . Available in person at the GTE Financial centers in Sarasota, Lakewood Ranch, Riverview, Plant City, North Lakeland, and Lakeland. Some early mornings, late evenings, and Saturdays virtually or by phone. Schedule Meeting